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Funeral arrangements
are one of the realities of life...
and one of the most neglected areas of
financial planning. Studies have shown
that families who have not pre-planned
often spend more for the funeral event of a
loved one.
Facing the reality of a death in the family
and making plans on how to handle it can
be one of the best restraints from an
emotionally charged financial decision that
will be made.
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Do\ You know the two kinds of pre-arrangement
opportunities available today>
1. An Irrevocably Assigned Insured plan
2. A Trust plan
The key to this is being irrevocably assigned
and tied to a specific funeral provider,
who in turn guarantees the plan and future costs.
Sometimes, final expense plans are not irrevocably
assigned, and guarantee nothing.
Basic life insurance that is not irrevocably assigned is
considered an asset and can be subject to tax liabilities.
Money invested in Trust plans are controlled by the
funeral provider that has been assigned, and allows that
provider to retain certain fees should you decide to change
your mind or change funeral providers.
Money invested in insured, irrevocably assigned plans
are controlled by YOU, the insured,
are mobile and secure,
with guaranteed payout amounts.
There are many rules, regulations and licenses
regarding funded pre-arranged funerals
Request your free booklet from the
Illinois Comptroller's office, today.
Knowledge is power.
Know what you are getting and
who you are getting it from,
before
you sign on the dotted line.
Our funded plans are
protected against inflation,
overseen by the
Illinois Comptroller's Office
and reduce tax liabilities
while being a safeguarded financial
resourcethat otherwise
could be drained in later years
in an extended care facility.
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Certified
Preplanning
Consultant
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Jon A. Tanzyus, Funeral Director and Partner
of Tanzyus-Logan Funeral Service and Care,
is a Certified Pre-planning Consultant, and leads
our Pre-planning Services staff to families.
A Certified Preplanning Consultant is one who belongs to a premier group of
professionals, recognized nationally as those who exemplify the highest
standards of excellence in service to families. These knowledgeable individuals
are committed to providing ethical and caring, advance planning services.
Be sure to look for this designation
when you choose to preplan.
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Request your free
Biographical
Record Book and
planning guide.
here
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